Payment Fee Calculator
Gateway fees vary by country, card type, currency and your contract, so there's no single correct rate. Start from an example preset, change it to your actual rates, and see the fee and net amount — or work backwards from the amount you want to receive.
Free, no sign-up Runs in your browser
How to use the payment fee calculator
- 01
Amount
The amount the customer pays, or the amount you want to receive.
- 02
Fee terms
Percentage, fixed fee, and tax on the fee if your country charges it (18% GST in India).
- 03
Read the result
Fee, tax on fee and net amount, with the assumptions listed.
Good to know
- Presets are examples, not quotes. Check your provider's pricing page or contract, and account for currency conversion and international card fees.
- Calculations run in your browser.
Frequently asked questions
Why don't you show the official PayPal rate?
Rates differ by region, transaction type and account, and change over time. Your dashboard shows your actual rate.
How is “charge to receive” calculated?
Charge = (target + fixed fee × (1 + tax)) ÷ (1 − rate × (1 + tax)), rounded up to the smallest currency unit.
Is GST charged on gateway fees in India?
Yes, GST is generally charged on the gateway's fee — set “Tax on fee” to 18% to include it.